Compare offers directly from the funders without intermediaries. Lower the cost of capital without taking on debt or equity dilution when traditional bank loans are not available or sufficient by using:
To gain access to a network of reliable finance companies that can help you recover or expand your business, contact us today to discuss whether you could leverage the alternative financing solutions.
Working capital is money that is essential for a business to manage and fund day-to-day operational costs like rent, payroll, inventory, and marketing activities. When a business takes on larger customer orders, expands to more markets, is seasonal, or is in wholesale or distribution industry which has to balance cash in and out between manufacturers and retailers, the resulting cash crunch can be difficult to pull out of without additional funding. Working capital financing is a cash flow solution that allows businesses to sell outstanding invoices with terms in exchange for cash upfront – this is not a loan and doesn’t count against your credit rating, unlike a traditional bank loan. A working capital lender provides such funding at a higher cost than a bank and is an alternative resource for fast-growing businesses with few assets to borrow against.
When applying for working capital financing, the finance rate offered is linked to a business’s customer’s creditworthiness, because the buyer is the ultimate payer from whom the funder will collect the full invoice payment. For small and mid-size businesses working with creditworthy buyers, this lowers the cost of working capital financing. That’s where LedgerFunding comes in. We have created a secure software platform that keeps tabs on the cash flow and allows the business to create funding request when the need arises. Then LedgerFunding provides matched funders for the business to select and compare offers in a privacy-preserving manner. This saves you time and worries, and helps you get the right deal.
We understand that the financing industry has challenges over the years. From altered loan data to lack of openness and internal controls, and high cost from certain embedded finance which doesn’t offer choices to a captive audience, we’ve recognized the need for an honest, trustworthy, and transparent funding process that also protects the privacy of companies and helps them lower the cost of financing. That’s what makes our solution unique for which we received a patent for our innovation.
With the obvious need for a better system in mind, we founded LedgerFunding to make working capital accessible to business networks through a private, secure, and self-directed platform.
We specifically use enterprise blockchain because the Distributed Ledger Technology and permissioned network protect the integrity of funding data and processes, greatly improve efficiency in loan syndication, allow for payment tracking, and significantly increase the security and safety of all of our users.
At LedgerFunding, we strive to enhance the availability and accessibility of solutions between financing companies and businesses by:
Once you have signed up to our patented platform, the funding process is fairly straightforward.
Save time, money, and effort by comparing and connecting directly with financial institutions and commercial finance companies on our curated platform! You’ll no longer have to research funders, go through an individual application process with each funder, or receive daily phone calls from salespeople.
Try out our no-fee platform today and discover just how easy it is to connect with buyers, suppliers, and funders!
If you’re looking for working capital solutions that you can count on rather than another listing service, you’ve come to the right place! We emphasize trustworthiness and privacy protection for our users. You won’t get spam emails or salespeople calling.
Please don’t hesitate to contact us if you’d like to use our portal, or have any questions or comments.