LedgerFunding, Inc. and our affiliates (“LedgerFunding,” “we,” “us,” “our”).
LedgerFunding’s online properties, including our website (“Site”), and web or mobile applications that link to it, and our social media pages or handles.
LedgerFunding’s products and services (“Services”).
This Policy applies when you interact with us through our Site and Services. It also applies anywhere it is linked. It does not apply to third-party websites, mobile applications, or services that may link to the Site and Services or be linked to from the Site and Services. Please review the privacy policies on those websites and applications directly to understand their privacy practices.
We may change this Policy from time to time. If we do, we will notify you by posting the updated version.
INFORMATION WE COLLECT
We collect information from you directly, from the devices you use to interact with us, and from third parties. We may combine information from the Site and Services together and with other information we obtain from our business records. We may use and share information that we aggregate (compile to create statistics that cannot identify a particular individual) or de-identify (strip information of all unique identifiers such that it cannot be linked to a particular individual) at our discretion.
Information You Give Us
You may provide the following information to us directly:
Contact and professional information, including name, email address, telephone number, and job title, as well as company name and size.
Content you may include in survey responses.
Information contained in your communications to us, including call recordings of customer service calls.
Information you make available to us via a social media platform.
Information you submit to inquire about or apply for a job with us.
Any other information you submit to us.
Information We Collect Automatically
We may use third-party analytical services, including but not limited to Google Analytics, and partners working on our behalf may use log files, cookies, or other digital tracking technologies to collect the following information from the device you use to interact with our Site.
Device information, including IP address, device identifiers, and details about your web browser.
Analytical information, including details about your interaction with our website, app, and electronic newsletters.
Diagnostic information, including web traffic logs.
Advertising information, including special advertising and other unique identifiers that enable us or third parties working on our behalf to target advertisements to you. Please be aware that our advertising partners may collect information about you when you visit third-party websites or use third-party apps. They may use that information to better target advertisements to you on our behalf.
We also create records when you interact with the Services.
The following is a list of entities who collect the information described above. Please follow the links to find out more information about the partner’s privacy practices.
We may collect the following information about you from third-party sources.
Contact information, demographic information, and information about your interests and purchases, from publicly available sources.
Information about your interests, activities, and employment history from social networks and other places where you choose to share information publicly.
Information about your interaction with promotional campaigns on our Site or Services, or ads that we place on third party websites, from online advertising companies.
Information From Businesses
When you use our Services, we collect information about your business, including company name, address, phone number, website, entity, and year founded. We may collect additional information that governmental authorities make available in public databases, such as a business’s registration with its Secretary of State.
HOW WE USE YOUR INFORMATION
We may use any of the information we collect for the following purposes.
Service functionality: To provide you with our Services, including to take steps to enter a contract for funding, process payments, fulfill requests, send service communications, and conduct general business operations, such as accounting, recordkeeping, and audits.
Service improvement: To improve and grow our Site and Services, including to develop new products and services and understand how our Site and Services are being used, our customer base and purchasing trends, and the effectiveness of our marketing.
Personalization: To offer you recommendations and tailor the Site and Services to your preferences.
Advertising and marketing: To send you marketing communications, personalize the advertisements you see on third-party online properties, and measure the effectiveness of our advertising. We may share your information with online advertising partners, and social media platforms for this purpose.
Security: To protect and secure our Site, Services, assets, network, and business operations, and to detect, investigate, and prevent activities that may violate our policies or be fraudulent or illegal.
Legal compliance: To comply with legal process, such as warrants, subpoenas, court orders, and lawful regulatory or law enforcement requests and to comply with applicable legal requirements.
HOW WE SHARE YOUR INFORMATION
We may share any of the information we collect with the following recipients.
Service providers: We may engage vendors to perform specific business functions on our behalf, and they may receive information about you from us or collect it directly. These vendors are obligated by contract to use information that we share only for the purpose of providing these business functions, which may include:
Supporting Service functionality, such as vendors that support customer service and customer relationship management, application development, and communications (email, telephone, fax).
Auditing and accounting firms, such as firms that assist us in the creation of our financial records.
Professional services consultants, such as firms that perform analytics, assist with improving our business, provide legal services, or supply project-based resources and assistance.
Analytics and marketing services, including entities that analyze traffic on our online properties and assist with identifying and communicating with potential customers.
Security vendors, such as entities that assist with security incident verification and response, service notifications, and fraud prevention.
Information technology vendors, such as entities that assist with website design, hosting and maintenance, data and software storage, and network operation.
Marketing vendors, such as entities that support distribution of marketing emails.
Online advertising partners: We may partner with companies that assist us in advertising our Services, including partners that use information you provide to us to personalize, retarget, and measure the effectiveness of advertising.
Government entities/Law enforcement: We may share information when we believe in good faith that we are lawfully authorized or required to do so to respond to lawful subpoenas, warrants, court orders, or other regulatory or law enforcement requests, or where necessary to protect our property or rights or the safety of our employees, our customers, or other individuals.
Other businesses in the context of a commercial transaction: We may change our ownership or corporate organization while providing the Services. We may transfer to another entity or its affiliates or service providers some or all information about you in connection with, or during negotiations of, any merger, acquisition, sale of assets or any line of business, change in ownership control, or financing transaction. We cannot promise that an acquiring party or the merged entity will have the same privacy practices or treat your information as described in this policy.
We use a combination of physical, technical, and administrative safeguards to protect the information we collect through the Site and Services. While we use these precautions to safeguard your information, we cannot guarantee the security of the networks, systems, servers, devices, and databases we operate or that are operated on our behalf.
YOUR OPTIONS AND RIGHTS REGARDING YOUR INFORMATION
Your Account: Please visit your account page to update your account information.
Email Unsubscribe: If you do not wish to receive marketing information from us or wish to opt out of future email promotions from us, please contact us. Please note that all promotional email messages you receive from us will include an option to opt out of future email communications.
Ad Choices: You have options to limit the information that we and our partners collect for online advertising purposes.
If you exercise these options, please be aware that you may still see advertising, but it will not be personalized. Nor will exercising these options prevent other companies from displaying personalized ads to you.
If you delete your cookies, you may also delete your opt-out preferences.
Jurisdiction-specific rights: You may have certain rights with respect to your personal information depending on your location or residency. Please see “privacy disclosures for specific jurisdictions” below. Please contact us to exercise your rights.
OTHER IMPORTANT INFORMATION
We may store information about you for as long as we have a legitimate business need for it.
Information About Children
The Services are intended for users at least eighteen years old. We do not knowingly collect information from children. If we discover that we have inadvertently collected information from anyone younger than the age of 18, we will delete that information. Please contact us with any concerns.
PRIVACY DISCLOSURES FOR SPECIFIC JURISDICTIONS
Your California Privacy Rights; “Shine the Light” Law
California residents are entitled once a year, free of charge, to request and obtain certain information regarding our disclosure, if any, of certain categories of personal information to third parties for their own direct marketing purposes in the preceding calendar year.
We do not share your personal information with third parties for those third parties’ direct marketing purposes.
Residents of the State of Nevada have the right to opt out of the sale of certain pieces of their information to third parties. Currently, we do not engage in such sales. If you are a Nevada resident and would like more information about our data sharing practices, please contact us.
CONTACT INFORMATION, SUBMITTING REQUESTS, AND OUR RESPONSE PROCEDURES
Telephone: +1 (844) 902-1147
LedgerFunding, Inc. 1216 Broadway, 2nd Fl. New York, New York 10001
Making a Request to Exercise Your Rights
Submitting requests: You may request to exercise your rights by making a request using the contact information above.
We may have a reason under the law why we do not have to comply with your request, or why we may comply with it in a more limited way than you anticipated. If we do, we will explain that to you in our response.
Verification: We must verify your identity before responding to your request. We verify your identity by asking you to provide personal identifiers that we can match against information we may have collected from you previously. We may need to follow up with you to request more information to verify identity.
We will not use personal information we collect in connection with verifying or responding to your request for any purpose other than responding to your request.